Financing
Call us or stop in today to explore all of our available financing options
Buy Now, Pay Over Time.
At Carpet Galleria, we believe that upgrading your space with stunning, high-quality floors should be as effortless as it is inspiring. That’s why we offer flexible financing options designed to fit seamlessly into your life and your budget. With us, creating the home of your dreams has never been easier or more accessible.
Flexible Solutions Tailored for You
Whether you’re refreshing a single room or transforming your entire home, our financing options are built to meet your needs. With the Synchrony HOME™ credit card, you’ll enjoy access to affordable solutions that make your flooring journey stress-free and budget-friendly.
Why Choose Financing from Carpet Galleria?
Convenient Payment Plans. Exclusive Offers. Quick & Easy Application. At Carpet Galleria, we’re here to make your flooring experience as smooth and enjoyable as possible. From selecting the perfect floors to offering expert advice on financing, we’re with you every step of the way.
ZERO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
On purchases made with your Synchrony HOME™ credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
See disclosures below
ZERO INTEREST IF PAID IN FULL WITHIN 18 MONTHS**
On purchases made with your Synchrony HOME™ credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Minimum monthly payments required.
See disclosures below
ZERO INTEREST FOR 36 MONTHS†
On purchases made with your Synchrony HOME™ credit card. Equal monthly payments required for 36 months.
See disclosures below
12 Month Deferred Interest*
On purchases made with your Synchrony HOME Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
*At participating stores only. See store for details. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
18 Month Deferred Interest**
On purchases made with your Synchrony HOME Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Minimum monthly payments required.
**At participating stores only. See store for details. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
36 Month EPNI†
On purchases made with your Synchrony HOME credit card. Equal Monthly payments required for 36 months.
†At participating stores only. See store for details. No interest will be charged on the amount financed, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
